Mortgage Blog
Canada's Mortgage Experts
Current Bank of Canada Interest Rate Held At 2.25% (April 29, 2026)
April 29, 2026 | Posted by: Yelena Markus
If you're exploring mortgage rates in Canada, planning to buy a home, or considering refinancing, understanding the Bank of Canada interest rate is essential. These announcements directly influence bo ...
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Bank of Canada Interest Rate Update — November 2, 2025
November 2, 2025 | Posted by: Yelena Markus
Bank of Canada Interest Rate Update — November 2, 2025 Current Policy Interest Rate: 2.25% If you’re a homeowner, future buyer, or simply keeping an eye on Canada’s housing market, ...
read moreSelf-Employed Mortgage in Montreal | How to Qualify and Get Approved By Yelena Markus Mortgage Broker — Helping Self-Employed Montrealers Become Homeowners
October 22, 2025 | Posted by: Yelena Markus
Introduction According to Statistics Canada, more than 2.6 million Canadians are self-employed, representing about 15% of the national workforce. In Montreal, this growing group includes freelancers, ...
read more2025 Mortgage Rate Forecast in Montreal & Quebec — What Homebuyers Should Know
October 6, 2025 | Posted by: Yelena Markus
On September 17, 2025, the Bank of Canada (BoC) announced another rate cut, lowering its policy rate to 2.50%. This move aims to stimulate economic growth and make borrowing more affordable after seve ...
read moreHow to Qualify for a Higher Mortgage Amount – Tips from Yelena Markus, Mortgage Broker in Montreal
June 9, 2025 | Posted by: Yelena Markus
Many homebuyers in Montreal begin their journey with a mortgage pre-approval, only to find out the amount offered doesn’t quite match their target price range. With rising property prices and st ...
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2025 Mortgage Rates Outlook: What Montreal Homeowners Need to Know
May 29, 2025 | Posted by: Yelena Markus
2025 Mortgage Outlook: What Montreal Homeowners Need to Know As of April 16, 2025, the Bank of Canada held its key policy rate at 2.75%, with signals that further rate cuts may be on the horizon. It ...
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Understanding Inflation in Canada: What It Means for Homebuyers and Borrowers
March 24, 2025 | Posted by: Yelena Markus
As a trusted mortgage broker in Montreal, Yelena Markus helps clients navigate the financial landscape, and a key factor in that landscape is inflation. Understanding how inflati ...
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A Lender vs B Lender Mortgages in Canada: Which One Is Right for You?
March 21, 2025 | Posted by: Yelena Markus
Navigating the mortgage landscape in Canada can feel overwhelming—especially if you're self-employed, have experienced credit issues, or need to consolidate debt. Understanding the difference be ...
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Bank of Canada Lowers Interest Rates Amid Economic Uncertainty
March 16, 2025 | Posted by: Yelena Markus
A Strategic Move to Support the Economy The Bank of Canada (BoC) has reduced its policy interest rate by 0.25% in response to growing economic challenges, including trade tensions with the United Sta ...
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Interest Rates in Canada Could Drop Faster Amid Trade War: Insights for Montreal Homebuyers
March 5, 2025 | Posted by: Yelena Markus
As mortgage rates continue to be a critical factor for homebuyers in Montreal, new economic forecasts suggest that interest rates in Canada may decrease more aggressively than expected due to escalati ...
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